Is Good Driver Club insurance?

No, Good Driver Club is not insurance. It is an exclusive referral-only membership program for good drivers seeking an alternative to traditional collision and comprehensive coverage.

Do I still need liability insurance?

Yes. Good Driver Club members must maintain state-mandated liability insurance through a traditional provider.

Why do I need referral code SPIBFC?

Good Driver Club is an exclusive referral-only program. You must have a valid referral code to access quotes and membership.

Who is eligible to join Good Driver Club?

Eligibility focuses on responsible drivers with private passenger vehicles valued under $100,000, who drive less than 30,000 miles annually.

Are there any state exclusions?

Yes, Good Driver Club is currently not available in New York, Alaska, Hawaii, Massachusetts, and Rhode Island.

Eligibility

Who Should Join Good Driver Club?

Review the eligibility guidelines to determine if this exclusive referral-only program is the right fit for your driving habits and vehicle.

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Ideal Candidates

Responsible DriversIndividuals with safe driving habits.
Private Passenger VehiclesStandard vehicles used for personal transportation.
Vehicles under $100,000Most standard and luxury consumer vehicles.
MileageThose driving less than 30,000 miles annually.

Not Intended For

Commercial VehiclesVehicles used for business or rideshare.
MotorcyclesTwo-wheeled vehicles are not supported.
High-Performance VehiclesExotic or highly modified vehicles.
State ExclusionsNot available in NY, AK, HI, MA, RI.

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Detailed Eligibility Requirements Is Good Driver Club Worth It? Read the FAQ