Is Good Driver Club insurance?

No, Good Driver Club is not insurance. It is an exclusive referral-only membership program for good drivers seeking an alternative to traditional collision and comprehensive coverage.

Do I still need liability insurance?

Yes. Good Driver Club members must maintain state-mandated liability insurance through a traditional provider.

Why do I need referral code SPIBFC?

Good Driver Club is an exclusive referral-only program. You must have a valid referral code to access quotes and membership.

Who qualifies for Good Driver Club?

Good Driver Club is designed for responsible drivers with private passenger vehicles valued under $100,000 who drive less than 30,000 miles annually.

Who Is Good Driver Club For?

Review the eligibility requirements to determine if this exclusive referral-only program is the right fit for your vehicle and driving habits.

Eligible

Private passenger vehiclesStandard vehicles with no more than 9 seats.
Vehicles under $100,000Most standard and luxury consumer vehicles qualify.
Less than 30,000 miles annuallyDesigned for typical commuting and personal use.
Responsible driversIndividuals with safe driving habits and clean records.
Vehicle age requirementsAmerican and European Coupes & Sedans must be 15 years old or newer; Other brands and models should be 20 years old or newer.

Not Intended For

Commercial vehiclesVehicles used for business, delivery, or rideshare services.
MotorcyclesTwo-wheeled vehicles are currently not supported.
No liability insuranceVehicles without liability insurance.
High-performance vehiclesExotic or highly modified performance vehicles.
Excluded StatesNot available in NY, AK, HI, MA, RI.

See If You Qualify

No Credit Check Required