Protection Structure
Keeping Your Liability Protection
Understand how Good Driver Club works alongside your state-mandated requirements.
The Dual Approach
Good Driver Club is designed to handle physical damage to your own vehicle—acting as an alternative to traditional collision and comprehensive coverage. It does not replace your state-required liability protection.
Liability Protection
You continue to maintain your state-mandated liability protection through a traditional provider. This covers damage or injuries you may cause to others.
Good Driver Club
You use the Good Driver Club program as your alternative for physical damage to your own vehicle resulting from eligible events like accidents, weather, or theft.
You keep your liability insurance, and Good Driver Club becomes your alternative to collision and comprehensive coverage.